If you have an insurance plan younger than 3 years old you may have received a letter like the picture in the slideshow above. This may have come as a shock to those who had thought they were all set and ready for the Affordable Care Act or Obamacare to take effect. Sadly these newer plans are non-compliant with the ACA and you will be forced to apply for a new plan that will be available after October 1st 2013. In most cases these newer plans are estimated to be 50-75% higher than what your premium was previously. For many folks that turns what was once a $150 PPO plan into $262.50 monthly premium for a similar plan and benefits.
With the way the economy is today even residents of San Clemente and other cities in South Orange County may not have it in their budget for an extra $1350 per year in healthcare expenses.
For most people Health insurance is a very expensive monthly service that they buy into and yet have little to no idea what kind of coverage they actually have. So many individuals have no clue what a deducible is let alone what services are actually covered and how many visits are allowed if they have coverage. Luckily for you I have got a guy! Quinn Connolly of Copious Insurance Solutions offers consultations to help you find the right individual, family or group health plan as well as medicare options for seniors. If you want someone to help you figure out what kind of care you need to fit your budget there is no better option.
If you would like to get an idea of what kind of fees you can expect from your new plan feel free to use the insurance premium calculator below.